Legal Notice/Privacy

All information on this Web site is: Copyright © 2004 Idaho Housing and Finance Association ("IHFA"), an independent body, corporate and politic. All rights are reserved. United States copyright law protects all materials contained on this site. By using this Web site (IHFA.org), you acknowledge that IHFA owns all intellectual property rights in and to the site and its contents and that these rights are valid and protected in all forms. Trademarks are pending with the U.S. Patent and Trademark Office for the IHFA service mark and the three house logo used on this Web site. You may not modify, remove, delete, augment, distribute, transmit, publish, license, add to, exploit, publish, transmit, participate in the transfer or sale of, create derivative works from the content either in whole or in part without the written permission of IHFA.

IHFA reserves the right to change the terms, conditions and notices under which this Web site is used. As a condition of your use of the IHFA.org site, you warrant to IHFA that you will not use the IHFA.org Web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the IHFA.org Web site in any manner which could damage, disable, overburden, or impair the IHFA.org Web site or interfere with any other party's use of this Web site.

Product and service offers, rates, terms, and other information provided herein are subject to change without notice. Although every effort has been made to ensure the accuracy, currency and reliability of the content of these pages, IHFA accepts no responsibility in that regard. The information provided in the Mortgage Calculator is estimated, and provided for your interactive enjoyment.

IHFA does not have any "cookies" embedded in this Web site. A "cookie" is a test file that contain pieces of information that Web site transfers to an individual’s hard disk for record keeping purposes.

IHFA will not sell or distribute any information, including personal or identifying information, which is obtained through your use of this Web site. IHFA is not gathering such information, but may obtain such information by your communication directly with the Web site’s webmaster.

Links To and From Third Party Web Sites are Provided for Your Convenience Only

Links to information on sites other than those operated by or on behalf of the Idaho Housing and Finance Association are for your convenience only and are not an endorsement or recommendation of those sites. IHFA does not control or provide any content or information at these sites, makes no representation or warranty of any kind with respect to these sites or their content and does not maintain, operate, or take responsibility for information. IHFA does not endorse and is not responsible for the accuracy or reliability of such content or information and any use thereof is solelyat the user's risk.

Certain organizations may choose to link this Web site to their own web site. Such linkage is not meant to imply that IHFA agrees with, supports and concurs with the content such Web sites may contain.

IHFA is providing this web site for your information purposes only.

IHFA IS PROVIDING THIS SITE AND ITS CONTENTS "AS IS" WITHOUT ANY OBLIGATIONS, LIABILITIES OR WARRANTIES, EXPRESS OR IMPLIED, WHATSOEVER TO ANYONE WHO CHOOSES TO ACCESS THIS WEB SITE. EACH USER EXPRESSLY ACKNOWLEDGES THAT USE OF THIS WEB SITE AND ITS CONTENTS IS AT THE USER’S SOLE RISK. IHFA DOES NOT WARRANT THAT THIS WEB SITE OR ANY OF ITS CONTENTS WILL BE CONTINUOUSLY AVAILABLE, ACCESSIBLE, NON-INFRINGING, OR FREE OF ERRORS OR VIRUSES, OR THAT THE INFORMATION CONTAINED IN IT IS ACCURATE OR RELIABLE. IHFA WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY (INCLUDING INDIRECT, SPECIAL AND CONSEQUENTIAL DAMAGES) WHICH MAY RESULT FROM THE USE OR INABILITY TO USE ANY PART OF THE WEB SITE, OR FROM ANYTHING SUBMITTED OR POSTED BY USERS. THE TERMS OF THIS PARAGRAPH WILL SURVIVE ANY TERMINATION OF THIS NOTICE AND WEB SITE.

Please note that standard e-mail is NOT a secure means of sending sensitive data, such as financial or other personal information. If you need to provide us with sensitive information like your bank account, charge card, or social security number, contact us by postal mail, facsimile, or telephone rather than e-mail.