The Idaho Partners for Homebuyer Education, Inc., a 501(c)(3) created by IHFA and several organizations statewide, has designed an education program called Finally Home!® to help address many issues that potential home owners face. The program covers all the steps involved in making that big investment, from qualifying for a mortgage and choosing a Realtor®, to making an offer and closing costs.

Participants who successfully complete Finally Home!® may be eligible for the following incentives:

• Down payment and closing cost assistance
• Programs that accept higher debt ratios
• Using gifted funds at closing

More than 22,000 students statewide have been educated through the program since its inception in 1999. Approximately 200 classes are offered statewide each year through eight regional training partners. The Idaho Partners for Homebuyer Education, Inc. anticipates educating 3,000 students during 2010.