5.150%* 30-year fixed rate,subject to change. APR 5.41%*
Owning your own home doesn't have to be just a dream.
Our home loan program is "Your Key to Housing Opportunities."
IdaMortgage Loan Program
Welcome to IdaMortgage! If you are a homebuyer looking for the right type of Idaho home loan and would like to receive the lowest interest rate…period, then you've come to the right place. Our loan program offers you the best loan terms and options available on both 30-year and 40-year mortgages.
Review our loan programs and click below to check your eligibility
for one of our below market rate loans today.
If you have questions about the IdaMortgage loan program or the home buying process, please contact IdaMortgage toll free at 1-800-219-2285, or in Boise at 424-7066.
Down Payment Assistance Available
IdaMortgage has always offered extremely low mortgage interest rates. Now, we're offering even more… Down payment assistance.
Finally Home!® Homebuyer Education Classes
Would you like to learn more about the home buying process and whether home ownership is right for you? Sign up to take the Finally Home! homebuyer education class offered statewide or online. This class will walk you through the home-buying process step-by-step and you may be eligible for incentives when you successfully complete the class.
What People Are Saying About Us
IdaMortgage, brought to you by Idaho Housing and Finance Association, has served Idahoans for 34 years and has helped provide outstanding customer service to more than 53,500 families and individuals who have become homeowners through our loan program.
Contact Participating Lenders or Mortgage Brokers
IdaMortgage partners with hundreds of participating loan officers and mortgage brokers statewide who are available to answer your questions about our loan program and walk you through the home loan application process step-by-step.
Helpful Homeownership Links
Learn more about homeownership by checking out our helpful homeownership tips, housing publications, and other housing services and programs offered by Idaho Housing and Finance Association.
We're an Idaho Company Serving Idahoans
IdaMortgage is a mortgage loan program brought to you by
Idaho Housing and Finance Association
Idaho Housing and Finance Association is a financial services
and housing organization.
Idaho Housing and Finance Association is not a state agency
under Idaho law and uses no state funds or state employees to
support its operations.
